Fees

We are a fee-only Registered Investment Advisor, or RIA. We do not accept any commissions unlike many brokers and insurance agents. We calculate client fees four times per year and assess them quartlerly.

Infinium is a full-service wealth management firm. Our team will customize our service offering to meet your needs exactly. Unlike many financial services companies in the marketplace today, we do not force-feed you products and services you don’t need. Rather, we listen first and match you with the most appropriate solutions. What a novel idea, right?

We continually assess the investments in your portfolio to make sure a) they are suitable to your situation, and b) are providing you good bang for the buck. Formal reviews happen on a customized schedule that we work on together once you become a client.

There are a variety of ways to work with us including project-based, which may be a flat fee, hourly, or an all-inclusive annual % that covers all the work we do. Our goal is to customize the work we do and align that to how you pay so as to give you the best value for your money.

We primarily utilize the Fidelity Investments platform from which to deliver our wealth management solutions to clients. We can and will use other providers depending on what a client needs. We consult a wide variety of sources to develop our in-house investment strategies. All too often financial advisors are merely regurgitating someone else’s opinions and strategies; by contrast, we believe you have to be ‘down on the field’ and doing the hard work in order to be a good money manager.

We firmly believe that if you are not happy for any reason and don’t want to employ us as your financial advisors anymore, you should be able to move your accounts elsewhere without incurring penalties. Try doing that at a big brokerage firm, for example, where they attempt to tie up their clients in as many products and services as they can so client have a hard time leaving. That’s not fair, and it’s not what you’ll ever see from us.